new build
70% mortgage
resale immediately after purchase
Semi-detached house Serene Atalaya
About real estate
At the beginning of 2024, a private investor from Szczecin (Poland), Mr. Marcin, decided to invest in the modern Serene Atalaya development. The project attracted him not only with its high standard but, above all, with its strategic location – one of the most desirable on the Costa del Sol. Location is typically the key factor influencing our clients’ purchasing decisions. Serene Atalaya is situated in the heart of the so-called New Golden Mile – between Marbella and Estepona – providing quick access to two of the most important destinations in the region. In addition, the immediate surroundings include: • Benahavís (a prestigious, green area known for luxury villas and fine dining), • San Pedro de Alcántara (a rapidly developing part of Marbella with full urban infrastructure). It is the perfect combination of tranquility, nature, and access to city life. For Mr. Marcin, another important factor was the proximity to Atalaya International School – one of the most highly regarded international schools in the region. This is a significant advantage for families planning relocation or longer stays, ensuring high-quality education for children without long commutes. Serene Atalaya is also surrounded by some of the best golf courses on the Costa del Sol. For many buyers, this is not only a lifestyle benefit but also a factor that enhances the investment value. The proximity to nature, beautiful views, and the intimate character of the area make it an ideal place both for living and relaxation. The investor chose Serene Atalaya because the development combines several key elements: ✔ an excellent location between the region’s top destinations ✔ high quality of life and a მშვიდ environment ✔ access to education and infrastructure ✔ strong potential for property value growth This was not a random purchase – it was a well-thought-out decision based on long-term value appreciation. In March 2024, Mr. Marcin purchased the property for €630,000 + VAT. In February 2026, the investor received the keys to the house along with an updated valuation (the property was appraised at €825,000). The property was immediately listed for sale, and a new buyer purchased the house for €890,000.
Location:
Estepona, Atalaya
Number of bedrooms:
3
Terrace + garden:
1
Area:
158 m2
Residential complex:
100 semi-detached houses
Swimming pool:
yes
Monthly community fee:
102 €
Parking spaces:
2
developer condition:
fully finished
Tourist license:
yes
PURCHASE PARAMETERS
PRICE AND BASIC COSTS
Price (net):
630.000 €
03.2024
VAT 10%:
34.000 €
02.2026
PAYMENT SCHEDULE
Reservation fee:
11.000 €
03.2024
First payment: 30% of the net price + 30% of the VAT amount:
189.000 € + 18.900 € = 207.900 €
04.2024
Final payment upon signing the notarial deed: 70% of the net price + 70% of the VAT amount (minus the reservation fee):
441.000 € + 44.100 € - 11.000 € = 474.100 €
02.2026
MORTGAGE
Financing: 70% of the net value:
441.000 €
02.2026
OTHER COSTS
Notary:
1.500 €
Lawyer:
6.300 €
AJD tax – Actos Jurídicos Documentados (stamp duty / tax on legal documents):
3.700 €
HOW MUCH IS NEEDED TO COMPLETE THIS TRANSACTION
SUMMARY
Property price:
630.000 €
Down payment:
189.000 €
VAT (IVA):
63.000 €
Transaction costs:
11.500 €
Total own funds required:
263.500 €








































